If you are a farmer in Iowa, your farm is your livelihood. It puts food on your table and keeps a roof over your head. Because your farm is so essential to your life and your family, you should do everything you can to protect it, and everything on it. If you don't already have farm insurance, there are a few reasons why you should get it right now.
The equipment and machinery on your farm is a huge investment, and it is essential to the day-to-day running of your farm. Farm insurance will protect:
Because you can't handle many tasks on the farm without the necessary equipment, you need farm insurance.
If you raise livestock on your farm, there are plenty of things that can go wrong. Natural disasters, wild animal attacks, theft, and vandalism can all reduce your herd. If you have farm insurance, you will be covered if disaster strikes.
There are a few livestock policies available. The most common is herd coverage, which allows you to insure a specific number of animals.
The weather in Iowa can be unpredictable and severe at times. Storm damage coverage works in conjunction with your homeowner's insurance to protect everything on your farm from damage that occurs during a storm.
Farm insurance will cover all farm buildings on your property if they are damaged during a covered event. The insurance will also cover any equipment that is used to service the building.
If someone is injured on your farm, your liability coverage will cover their medical bills and any other bills associated with the accident. This can prevent a lawsuit, saving you a lot of money.
If you are a full-time farmer, your farm needs to be protected. If you don't have farm insurance, contact Emporium Insurance Agency. Our agents can set you up with a policy to give you the coverage you need.
To get your policy started, give us a call or stop by the office today.