You need to prove that you have insurance or show another form of financial responsibility. If you are using insurance to meet this requirement, your insurance must have $40,000 in bodily injury liability coverage for two or more people and $15,000 in property damage liability coverage. Without insurance, you will have to pay for the damages that come from the crash, which can be devastating financially. The minimum requirements are considered low, especially when comparing it to the cost of property damage and medical costs after a motorcycle accident. You may want to purchase additional liability coverage for extra protection.
You are required to have liability insurance, but there are also other policies you may want to protect yourself. An agent at Emporium Insurance Agency can help you determine the right coverage for your needs.
If you customize your bike, then you may also want to get coverage for the accessories. Optional equipment coverage provides this protection for any enhancements or modifications to the performance or appearance. An OEM endorsement will ensure that the motorcycle is repaired with new parts from the manufacturer.
Contact Emporium Insurance Agency to get a quote on motorcycle insurance.